MOD-ACQ · Card acquiring

Accept cards anywhere, with the acquirer you choose.

Take card payments with tap to pay on a phone, in an app or online, and settle them with your acquirer. The module handles authorisation, capture, refunds and settlement reporting for every merchant.

  • 10connectors
  • 1platform runs it
  • +1your own, too
  1. 01 · The job

    Every tap, authorised and settled.

    A tap on the merchant's phone goes to the acquirer for authorisation in about a second. Captures, refunds and reversals follow the card rules, and settlement reports are matched to the ledger, so merchants see exactly what they are paid and why.

    • Tap to pay on Android phones and iPhone
    • Online and in-app card payments
    • Authorisation, capture, refunds and reversals
    • Merchant settlement and fee reporting
    • Tips, receipts and several currencies
    • Card data handled to PCI DSS
  2. 02 · The connectors

    Adyen, Checkout.com, Worldpay, and more.

    Transactions go to the acquirer or processor that fits your merchants and markets, and traffic can be split between several for price and resilience. Card reading on the phone runs in a certified tap-on-phone kernel.

    Acquirers and processors

    • Adyen
    • Checkout.com
    • Worldpay
    • Nuvei
    • Global Payments
    • Stripe

    Tap on phone

    • Tap to Pay on iPhone
    • Android NFC, PCI MPoC kernel

    Networks

    • Visa
    • Mastercard
  3. 03 · Your own

    Your acquiring licence.

    Acquirers and payment institutions with their own licence connect their processing directly; the module brings the apps, the merchant tools and the reporting.

    In-house, or a provider you already use
    • Your own processing host
    • Your merchant pricing
    • Your settlement schedule

In production

Running in these platforms.

Questions

Asked about this module.

Does tap to pay need extra hardware?

No. Merchants accept contactless cards and wallets on their own NFC phone. The card reading runs in a certified kernel inside the app.

Can merchants be paid every day?

If your acquirer settles daily, yes. The settlement schedule follows the acquirer, and merchants see each payout in the app.

Same family

The whole library

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