MOD-PAY · Payouts
Money out, on the fastest rail that reaches it.
Send payouts to bank accounts, cards and crypto wallets in dozens of countries. The module picks the rail for each payment, tracks it to arrival and posts every step to the ledger.
- 15connectors
- 4platforms run it
- +1your own, too
- 01 · The job
Every payout, tracked to arrival.
Customers, merchants and partners get paid on the rail that is fastest and cheapest for the country and amount: instant transfers where they exist, local rails elsewhere, SWIFT when nothing else reaches. Each payout is screened, tracked and retried until it lands.
- Bank transfers on local and instant rails
- Payouts to cards
- Crypto payouts to any wallet
- Batch and scheduled payouts
- Screening before every payment
- Status tracking, returns and retries
- 02 · The connectors
Banks, rails and payout networks.
The module routes each payout through the provider with the best coverage, speed and price for it, with a fallback if one is down. Adding a country usually means adding a connector, not changing the app.
Payout networks
- Wise Platform
- Currencycloud
- Nium
- Adyen for Platforms
- Stripe Connect
Bank rails
- SEPA
- SEPA Instant
- SWIFT
- Faster Payments
- ACH
- SPEI
- PIX
Cards and wallets
- Visa Direct
- Mastercard Move
- On-chain transfers
- 03 · Your own
Your bank partners first.
Payouts go through your own banking partners where you have them, with payout networks covering the rest. The routing rules are yours: by country, currency, amount or cost.
In-house, or a provider you already use- Your bank and e-money partners
- Your routing rules
- Your approvals for large payouts
In production
Running in these platforms.
SoftPOSAny phone becomes a certified payment terminal. No hardware.
Banking appAccounts, cards and transfers. A neobank under your brand.
Crypto card appA stablecoin wallet with its own cards. Top up in crypto, pay anywhere, send money to any bank.
Payment gatewayCheckout plus merchant dashboard, assembled for your flow.
Questions
Asked about this module.
Can payouts be instant?
Where the rail allows it, yes: SEPA Instant, Faster Payments, PIX and card payouts arrive in seconds. Elsewhere the recipient is told when to expect the money.
What happens when a payout bounces?
The return is matched to the original payout, the ledger reverses it, and the customer or merchant is told the bank's reason.
- MOD-LDG
Ledger
The double-entry book of record behind every balance, fee and transfer.
+4 9 connectors - MOD-ACC
Accounts & IBANs
Customer accounts with their own IBANs, on the partner bank and the rails you choose.
+12 17 connectors - MOD-FX
FX
Currency conversion with live rates, your margins and the liquidity provider you choose.
+7 12 connectors
Start your project
Tell us the idea. We'll show you the platform.
One call is enough to map your product to the modules that already exist.
- Response in under one business day
- NDA on request
- No obligation