A money transfer app for people who send money home: your customers see the rate and the fee before they pay, the money lands in a bank account, on a card or in a wallet abroad, and every step is tracked. Branded as yours and owned 100% by you.
The product
The screens your customers use, in the order they meet them, shown with demo data. Your logo, colours and domain go on top.
Mobile app for iOS and Android
Sign-up, an ID scan and a selfie with a liveness check happen in the app, while screening against sanctions lists runs in the background. Sending limits rise as customers verify more.
Saved recipients in every country your customers send to, today's rate for each corridor and the last transfers with their status. Sending to family again takes one tap.
Customers see what they pay, the fee, the rate and exactly what arrives, and the rate is held while they confirm. They pick a bank account, a card or a mobile wallet, and pay by card, Apple Pay or bank transfer.
Each transfer shows where it is: paid, checked, converted, sent and delivered, every step with its time. The recipient gets a text when the money lands, and your support team sees the same timeline.
Every transfer ends with a receipt showing the rate, the fee and a reference, ready to share with the family. On payday, customers can repeat it every month at the day's rate.
Delivery
~30 days
Time to launch, on a 12-month scale
Assembled from modules already in production: the banking app's payouts and FX, the gateway's checkout, KYC and compliance reporting. We apply your brand, set up your corridors, fees and limits, connect your payout partners, deploy, and hand over the source code.
2–3 months
Time to launch, on a 12-month scale
A wallet that holds a balance, cash pickup through your partners, agent locations or payouts for businesses, assembled from the module library around the same proven core.
Assembled from
Each one running in production before it reaches your platform. See the whole library
How it works
One call. Tell us the product, the market and the launch date. We map it to the modules that already exist.
We pick the modules, apply your brand and set up your infrastructure. Every piece is already proven in production.
Your platform goes live on your domain, with your data, under your control.
Source code, documentation and the keys. The platform is yours, with no licence and no revenue share.
Questions
Any corridor your payout partners reach. The payouts module already connects to payout networks such as Wise Platform, Nium and Currencycloud, to card payouts through Visa Direct and Mastercard Move, and to local rails like SEPA Instant, PIX and SPEI. Opening a corridor is usually a connector and its configuration, not a rebuild.
By debit or credit card, Apple Pay or Google Pay through the checkout module, or by bank transfer. The transfer goes out once the payment is confirmed; if the receiving bank returns it, the ledger reverses it and the customer is told why.
You do, in the backoffice: a margin on the live rate for each currency pair, and a fee by corridor, amount or payment method. Customers see both, and exactly what arrives, before they pay, and the quoted rate holds while they confirm.
Sending money on behalf of customers is regulated: in the EU it takes a payment institution licence, in the UAE a licence from the Central Bank, and similar elsewhere; many companies launch under a licensed partner first. The app ships with KYC/AML, sanctions screening of senders and recipients, transaction monitoring and regulatory reporting, configured for your legal setup.
Yes. On launch you receive the full source code of the mobile apps, the payout and FX integrations and the backoffice, with infrastructure configuration and documentation. There is no licensing fee, no revenue share and no lock-in.
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Start your project
One call is enough to map your product to the modules that already exist.
